Does anyone have a Z yet?

71zman

Well-Known Member
First Name
John
Joined
Aug 6, 2022
Threads
12
Messages
306
Reaction score
1,005
Location
Indiana
Car(s)
71 240z, 90 300zx, 23 ZProtoMT, 24 Z Nismo
What are folks seeing on insurance cost on the Z. I’m awaiting arrival of a performance I bought and checking insurance. My safeco rep gave me $3,500 with $750 deductible. Seems really high as I have two jeeps and Saturn sky redline and those three together are $1000 less than the Z. Z is new but jeeps were each $45,000 when new. Grand Cherokee and wrangler rubicon 2015 and 2014 respectively. Checking Grundy to see what they quote.

The quote listed it performance/proto so I have agent checking to see if that proto is just lumped into model or if she grabbed the wrong model. Ie...proto added when it’s not a proto.
It is so Subjective. Companies use so many rating factors that it is impossible to compare even when you are insuring the exact same Car. Companies use credit scoring, prior carrier coverage limits, time with prior carrier and many other obvious factors. I happened to insure my Z proto with Hagerty Insurance at a stated value coverage amount instead of using my regular daily driver Allstate Policy. Rates were substantially lower but there are limitations to mileage and use. In the end this worked best for me but might not for the next person. Good Luck!
 

speedjuno

Well-Known Member
First Name
Speed
Joined
Jul 2, 2024
Threads
1
Messages
63
Reaction score
73
Location
Louisiana
Car(s)
Kubota L3301
Occupation
None
Finally got mine! Black Performance, red/black interior, Auto. Will be wife’s DD.
Insurance is pricey, but comes w the territory.
 

5amp5on

Well-Known Member
First Name
EJ
Joined
Oct 13, 2024
Threads
3
Messages
84
Reaction score
145
Location
USA
Car(s)
2024 Z Performance, 2023 Sentra SV, 2022 Ford Escape Titanium, 2021 Ford Exp
Occupation
Finance
Finally got mine! Black Performance, red/black interior, Auto. Will be wife’s DD.
Insurance is pricey, but comes w the territory.
Congrats! I was surprised that our Z performance is the least expensive insurance premium of all our cars, we must have hit some discount threshold or something. All with the same coverages.
 

trackratZ

Well-Known Member
First Name
August
Joined
Mar 23, 2021
Threads
69
Messages
2,025
Reaction score
4,330
Location
So CA
Car(s)
240Z RB26DETT,Glady Rubi, Model Y LR, 987 Cayman S
Occupation
Software security
Congrats! I was surprised that our Z performance is the least expensive insurance premium of all our cars, we must have hit some discount threshold or something. All with the same coverages.
Least expensive compared to your Sentra and Escape? It's got to be the miles driven annually, aka pleasure car coverage. Right??
 

trackratZ

Well-Known Member
First Name
August
Joined
Mar 23, 2021
Threads
69
Messages
2,025
Reaction score
4,330
Location
So CA
Car(s)
240Z RB26DETT,Glady Rubi, Model Y LR, 987 Cayman S
Occupation
Software security
Plenty of dealers now pricing Performance models just under $50K, lots of inventory out there, Nismos too!
 

5amp5on

Well-Known Member
First Name
EJ
Joined
Oct 13, 2024
Threads
3
Messages
84
Reaction score
145
Location
USA
Car(s)
2024 Z Performance, 2023 Sentra SV, 2022 Ford Escape Titanium, 2021 Ford Exp
Occupation
Finance
Least expensive compared to your Sentra and Escape? It's got to be the miles driven annually, aka pleasure car coverage. Right??
Yes, it's cheaper than the Sentra by about $40 every 6 months and $10 than the Escape. Weird I know. And I have 20 year old and 16 year old drivers on the policy rated on all vehicles.
 
 






Top